Loan ProgramsLoan Programs Available
Home loans to purchase or refinance. We have a wide range of products and solutions to meet your needs. Click Here
From 500k to 50MM+ loans, we have the right commercial loan programs for your business needs. Click Here
Residential Loan Programs
There are several loan programs offered today. The characteristics of each loan program are unique, so consult your mortgage broker for more information about the loan programs available to you. To help determine the best loan program for you, consider the following:
- How important is payment certainty? If knowing that your payment will be the same every month is important, consider a fixed-rate mortgage.
- How important is rapid equity buildup? If rapid equity buildup is a factor, consider a shorter amortization period, such as a 15-year, fixed-rate mortgage.
- Do you anticipate increasing or stable income? If income growth is anticipated, you could take advantage of a lower start rate on an ARM or a temporary buydown.
- Other factors to consider include:
- ability to qualify at market rates for loan amount selected
- anticipated term of occupancy
- possibility of significant rate changes
- existence of up-front costs
|15- and 30-Year Fixed-Rate Mortgages||
|Fixed-Rate with Temporary Buydown||
|Adjustable-Rate Mortgages (ARMs)||