Residential Loan Programs

Ready to Buy a Home? We have the right loan for you!

We have many programs available to suit your personal situation. Below is just a sample of the programs we may have available to you. Please contact us to find the right program that meets your needs.

Fixed Rate Mortgages (FRM)

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Adjustable Rate Mortgages (ARM)
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)
Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.

HARP 2.0 (Refinancing)
HARP 2.0 is a refinance option for homeowners that are “underwater,” meaning they owe more on their home than their home is worth.

FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Jumbo Loans
Jumbo loans are for home purchases over $417,000. These loans require larger down payments and required the borrower to meet for financial criteria.

VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

Interest Only Mortgages
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

What kind of loan program is best for you?
Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.

Call Us 954-416-1765

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Leslie Moya
Leslie Moya
20:48 15 Nov 17
Tony Mendez has an Awesome Mortgage team. As a Buyer's Real Estate Agent, when my buyers are approved with Florida Mortgage Solutions, I know we have a Real-Time, Good-to-Go, Closing on our hands. Today my buyers closed on their new home, and Tony's team approved their loan in record breaking time! Thank You FL Mortgage Solutions! ☆ We couldn't have done it with out you ☆
Fernando Mongalo
Fernando Mongalo
06:14 16 Dec 17
Great experience and super satisfied to all my needs towards our first home purchase
leonel ramirez
leonel ramirez
16:10 23 May 17
my family and I are currently working on the details of my loan and they are very knowledgeable especially when it came to getting approved with a VA loan. Mike Lewis and his team of experts are the creams of the crop. first home for us and I wouldn't recommend anyone else to put you in the right place. thanks for all of your efforts and experience.
Ed Goldfarb
Ed Goldfarb
01:48 30 Nov 16
As a Realtor it is imperative anyone or firm my team and I refer our clients can make us look good. After two years working with Mike and Jenny, they have ALWAYS COME THROUGH. Even a $1.2 million buyer with low credit scores got a bank rate loan. Everyone that my team and I refer love them and so do we. BTW they also all my seller ingredients clients prospective buyers.
Calvin Ford
Calvin Ford
14:10 02 Mar 17
Tony Mendez and his team were outstanding!! As a first time buyer they were made our approval process smooth and stress free! I highly recommend!!
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